What These Account Conditions Cover
These Terms & Conditions form the agreement between you and us when you create or use an account. They describe eligibility, phone verification before account access, accurate account details, permitted activity, wallet ownership, transaction records, and the steps we may take when conditions are breached. Access
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depends on local law, and some account functions may not be available in every Indonesian region. Payment references include DANA, OVO, GoPay, QRIS, virtual account, bank transfer, BCA, BRI, Mandiri, and BNI; each transaction remains subject to the account name and verification details we hold. You
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must check the current policy before opening an account and whenever we publish a change. If a rule conflicts with mandatory local requirements, the applicable legal requirement takes priority. Continuing after an effective change means you accept the revised wording where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.
